Motor insurance comprehensive/complementary
Enjoy comprehensive vehicle coverage with Gulf Insurance Group - Jordan's motor insurance program. It combines complete vehicle protection and road assistance services, along with flexible additional options to meet all your needs at the highest standards of quality and safety.
Motor insurance pricing
Select the plan that fits your vehicle and enjoy top-tier protection.
Motor Insurance Program – Deductibles, Terms, Road Assistance, Additional Coverages, and Pricing
| Deductibles | |
| Deductible | 75 for the first / 100 for the second / 125 for the third. |
| General Deductible | 250 JOD + 16% tax. |
| Freight/Shipping | 150 / 175 / 200 JOD. |
| Motorcycles | 100 JOD + 16%. |
| Driving Under 24 Years | Increase deductible for drivers under 24 years to 250 JOD. |
| Terms |
| Policy issuance within 24 hours. |
| The company reviews the application before issuance. |
| Minimum does not include the compulsory (TPL) for saloon vehicles. |
| 0.5% collection/fee as per the Central Bank. |
| Increase TPL by 60% for accidents – 110% for death/injury. |
| Add 12 JOD when there is a traffic violation. |
| Add accident opening fee if it was not previously paid. |
| Distribution and high-value pricing require prior approval. |
| Distribution deductible: 100 / 125 / 150. |
| Road Assistance Service |
| Towing the vehicle to any location within the Kingdom. |
| Battery charging and vehicle jump-start. |
| Flat tire repair and spare installation. |
| Fuel delivery up to 3.5 liters. |
| Recovery of stuck vehicles. |
| 24/7 call center. |
| Vehicle licensing and contesting violations. |
| Reimbursement of expenses when using a third party (with invoices). |
| Additional Coverages |
| 75 JOD for agency repair (up to 5 years). |
| Add 25% of the comprehensive premium to waive depreciation (minimum 150 JOD) for vehicles under 3 years. |
| 100 JOD for 100% unknown third party (police report required). |
| 50 JOD for natural disasters. |
| 75 JOD for a replacement car (annual limit 350). |
| 15% mechanical coverage (minimum 150 JOD). |
| 50% unknown third party subject to police report. |
Private – Gasoline / Diesel
| Vehicle Value | Pricing Rate | Minimum (JOD) |
|---|---|---|
| Up to 20,000 | 2.9% | 425 |
| 20,001 – 30,000 | 2.4% | 580 |
| 30,001 – 40,000 | 2.3% | 720 |
| 40,000 and above | 2.0% | 900 |
Private – Electric
| Vehicle Value | Pricing Rate | Minimum (JOD) |
|---|---|---|
| Up to 20,000 | 3.0% | 550 |
| 20,001 – 30,000 | 2.8% | 680 |
| 30,001 – 40,000 | 2.6% | 900 |
| 40,000 and above | 2.5% | 1000 |
Saloon Vehicles
| Category | Rate | Minimum |
|---|---|---|
| Saloon | 6% | 800 |
SUV & Van
| Category | Rate | Minimum |
|---|---|---|
| SUV + Van | 3% | 500 |
Cargo Vehicles up to 5.5 Tons
| Category | Rate | Minimum |
|---|---|---|
| Cargo 5.5T | 2.5% | 600 |
Cargo Vehicles over 10 Tons
| Category | Rate | Minimum |
|---|---|---|
| Cargo >10T | 2% | 650 |
Trailers
| Category | Rate | Minimum |
|---|---|---|
| Trailers | 2.5% | 350 |
Construction & Special-Use Vehicles
| Category | Rate | Minimum |
|---|---|---|
| Construction | 2.25% | 500 |
Motorcycles
| Category | Rate | Minimum |
|---|---|---|
| Motorcycles | 1.7% | 500 |
Key Features
Comprehensive coverage and extra services for a worry-free drive.
Related Documents
Access important forms, documents, and resources
Frequently Asked Questions
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